NEW National Conforming and FHA Loan Limits for 2017!

NEW National Conforming and FHA Loan Limits for 2017! Hot off the press from American Pacific Mortgage!! Home prices have continued to rise which has made it more challenging and sometimes impossible to find a suitable home. This is because the national loan limits; … [Read more...]

What Determines an Interest Rate in NEVADA COUNTY?

What Determines an Interest Rate? There are a few factors that determine an interest rate for a borrower. Besides the normal economic ebb and flow of the market, there are other factors that influence a borrower’s interest rate. General quotes of interest rates can be … [Read more...]

Property Taxes

Want to make sure your property taxes have been received and posted? Whether you mail your property taxes or they are being sent from an impound account through your lender, you might want to make sure they have been posted. You can now manage this from your own … [Read more...]

Getting Ready for the Appraiser

A lot of clients ask what are some of the things that would hold up the appraisal process?  Here are a few items that could hold up the whole process. 1. Carbon Monoxide Detectors must be installed on all levels of the home. 2. The Water Heater must be double strapped, … [Read more...]

Pre-Approvals…Do Buyers Need One?

There are many steps to home ownership. Getting pre-approved prior to making offers on a home is the ONLY way to go! “According to the National Association of REALTORS® (NAR), nearly 9 out of 10 buyers finance their purchase, which means that virtually all buyers, especially … [Read more...]